Can I Register A Car From Rhode Island With Missing Title

rhode island lost title

Have you lot recently purchased a vehicle, but never received the title? Or did yous lose the title to your vehicle before transferring it over to your name? If you are a resident of Rhode Island, you aren't stuck. You might exist able to get a Rhode Island Bonded Title to recover ownership of your vehicle.

Curt on fourth dimension? Cheque out our Bonded Title FAQ page

What is a Rhode Island Bonded Title?

A Rhode Island Bonded championship (also known every bit a Certificate of Title Surety, Lost Championship Bond, or Defective Title Bond) is a document that proves you own your vehicle.

A bonded title is just like a regular title only information technology is marked "bonded", meaning that it has a surety bond attached to information technology.

When y'all getabonded championship, y'all are promising that you are the true owner the vehicle. If someone comes forwards later on on and says that they are the owner of the vehicle and that you should not have been granted a bonded title, they can make a merits on your surety bail. If the claim is determined to be valid, the surety visitor would pay the person a off-white corporeality. It would so be your responsibleness to repay the surety.

Curious almost what would happen if someone made a claim on your bail? Check out this resource.

When You Need a Rhode Island Bonded Championship

Y'all bought a vehicle and didn't receive a title
You bought a vehicle and just received a bill of sale
Yous bought a vehicle and received an improperly assigned title
You bought a vehicle, received the original title and lost it before transferring it into your name*

Not sure if you need a bonded title? Bank check out this awesome infographic

When You Do Non Need a Rhode Island Bonded Title

*You exercise not need an RI Bonded Title if you had the original title in your name at one indicate in time but lost it. In this instance, yous can simply get a indistinguishable/replacement title. Complete an Application for Championship form and mail (along with a $51.50 fee) to the Cranston DMV headquarters.

**Note that Rhode Island does not title vehicles model year 2000 and older. If your vehicle is model year 2000 and older and you lot would like to become documentation of ownership in place of a title, you must provide the Rhode Isle Department of Motor Vehicles with the following:

Bill of Sale
Valid ID
Application for Registration and/or Driver License Information
$11.50 fee

How to go a Rhode Island Bonded Title

Step #i: Contact DMV

Your local DMV is the but entity that can tell yous if you are eligible for a bonded title.

Contact your local DMV to make sure you qualify for an RI Bonded Title. They might have you run a vehicle search on your vehicle before starting the process to get a RI Bonded Title.

Step #two: Get vehicle appraised by the Rhode Isle Sectionalisation of Motor Vehicles

Step #iii: Purchase a Rhode Island Lost Title Bond

Purchase a bail from a surety bail visitor.Make sure you lot utilise for the correct bond amount.

The bail corporeality for your Rhode Island Lost Championship Bond must be for one and a half times the appraised value of your vehicle. For example, if your car is appraised by the Rhode Island Sectionalization of Motor Vehicles at $2,000 and then you volition need to secure a $3,000 RI Lost Championship Bond.

If your Rhode Island Lost Title Bond amount is less than $half dozen,600 and so you'll only demand to pay around $100 for your bond.

Surety Solutions, A Gallagher Company does not outcome Certificate of Lost Championship Bonds

Before you purchase your championship bond - larn of import payment info

Step #iv: Complete Application for Title

Step #5: Submit

Send application and RI Lost Title Bond to your local Rhode Island Department of Motor Vehicles

Do Rhode Island Bonded Titles elapse?

Yes, Rhode Isle Bonded Titles expire 3 years afterward their date of issuance. If no one comes frontwards during those three years and makes a claim confronting your Rhode Island Lost Title Bail, so you will be issued a standard certificate of title.

You are able to practise anything with a bonded championship: sell the vehicle, register the vehicle, become insurance for your vehicle, etc. Notation that if you choose to sell your vehicle with a bonded title, your name remains fastened the the Lost Title Bond, therefore yous remain liable for any bond claims that might occur during the 3-yr period of the bond.